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Archives: September 2025

How Today’s Lower Mortgage Rates Create Opportunities for Buyers

If you have been waiting for the right moment to buy a home, now may be that time. Mortgage rates have been dropping recently, and that creates exciting opportunities for buyers. We want to share what is happening in the market right now, what it means for you, and how we can guide you through the process.

What’s Going On in the Market

  • As of early September 2025, the average 30-year fixed mortgage rate has fallen to about 6.2%.
  • The 15-year fixed rate has also eased to around 5.60%.
  • Mortgage applications for home purchases have been increasing, showing that more buyers are stepping back into the market.

Sellers are adjusting as well, with more inventory and price flexibility showing up in many areas.

What It Means for Home Buyers

These lower rates can make a big difference in your home search:

  1. Greater Purchasing Power
    Even a small drop in rates can lower your monthly payment. That means you may be able to afford more home for the same budget, or simply enjoy lower costs each month.
  2. Improved Affordability
    When rates ease, the total cost of borrowing goes down. This shift helps make homes that once felt out of reach more attainable.
  3. More Choices
    As more sellers list their homes, buyers have more options. With greater inventory and less pressure from higher rates, you have more opportunity to find a home that fits your needs.
  4. Better Negotiating Position
    In many markets, sellers are offering concessions or showing flexibility. Combined with lower borrowing costs, this can help buyers secure a deal that works in their favor.

Why Having the Right Team Matters

We know how quickly the housing market can shift. That is why working with us matters. We keep a close eye on rates, buyer activity, and inventory trends. More importantly, we listen to your needs and help you explore every option available. Whether it is identifying neighborhoods, reviewing homes that meet your criteria, or walking you through the buying process step by step, our job is to make sure you feel confident in your decisions.

What You Should Do Next

If you’ve been thinking about buying, now is a strong time to take action. Here’s what we recommend:

  1. Get pre‑approved so you know exactly what you can afford.
  2. Let us show you homes in neighborhoods you like. With more inventory you might find your dream home quicker.
  3. Compare mortgage offers. Even a small difference in rate can save thousands of dollars over life of loan.
  4. Ask us questions. We are happy to walk you through all parts of the process and help you avoid costly missteps.

Ready to Explore Your Options?

The recent drop in mortgage rates is more than good news in the headlines — it is an opportunity for buyers to take action. If you are ready to see what this means for you, reach out to us today. Our team is here to guide you, answer your questions, and help you find the home that is right for you.

The post How Today’s Lower Mortgage Rates Create Opportunities for Buyers appeared first on Dakno Blog.

Why Home Inventory Is Rising and What It Means For Buyers and Sellers

We’re thrilled to share some exciting news about today’s real estate market! Home inventory, the number of homes available for sale, is on the rise, creating a vibrant and dynamic landscape for both buyers and sellers across the country. As of mid-2025, the supply of existing homes has climbed to approximately 4.7 months, the highest since 2016, with active listings soaring by over 30% in the first half of the year. This increase signals a healthy, balanced market that’s full of opportunities for everyone. Let’s explore why this is happening and how it benefits you, whether you’re buying or selling.

Why Inventory Is Growing

This surge in available homes reflects a market that’s adapting to new opportunities. More homeowners are confidently listing their properties, inspired by life changes like new jobs, growing families, or the desire for a fresh start. The “lock-in effect,” where owners hesitated to sell due to low mortgage rates, is fading as economic conditions stabilize, giving sellers the confidence to move forward. Meanwhile, new home construction is booming, with builders adding fresh, modern homes to the market, pushing new-home supply to nearly 10 months in some areas. This combination of existing and new homes is creating a robust selection, with inventory growing steadily for over 20 months and surpassing pre-pandemic levels in many regions.

This isn’t a sign of a slowing market, it’s a sign of vitality! The market is moving toward balance, easing the “stuck” feeling that once made finding or selling a home feel like a challenge.

Great News for Buyers

For buyers, this growing inventory is a game-changer. With more homes to choose from, you have the freedom to find a property that truly matches your vision, whether it’s a cozy starter home or a spacious family retreat. Gone are the days of intense bidding wars and limited options. Today, you have the power to explore, compare, and negotiate with confidence. We’re seeing more sellers open to price adjustments, closing cost assistance, or even home upgrades, with price cuts on listings up significantly from pandemic peaks. This means better affordability and less pressure to compromise on your dream home.

As your trusted real estate team, we’re here to help you seize this moment. From pinpointing properties that fit your needs to crafting smart offers that maximize value, we’ll guide you every step of the way to make your homebuying journey smooth and successful.

A Golden Opportunity for Sellers

Sellers, you’re in a fantastic position to shine! The rise in inventory doesn’t mean a flooded market, it means a healthy, active one where well-positioned homes attract eager buyers. Demand remains strong, especially for move-in-ready properties that stand out. With our expertise, we can showcase your home’s unique value through strategic pricing, professional staging, and targeted marketing to capture the attention of motivated buyers. This balanced market allows you to sell confidently, knowing you can achieve top value while moving on to your next chapter.

Whether your home is a charming fixer-upper or a turnkey gem, we’ll work with you to highlight its strengths and connect with the right buyers quickly. The increased inventory simply means more opportunities to match your property with someone ready to call it home.

Partnering for Your Success

This thriving market is opening doors for both buyers and sellers, creating a win-win environment where dreams are within reach. The rise in inventory is breaking the gridlock of the past, making real estate more exciting and accessible than ever. Whether you’re ready to find your perfect home or sell your property for maximum value, we’re here to make it happen. Our team is dedicated to guiding you with personalized strategies, local expertise, and a passion for your success. Reach out today, and let’s turn this dynamic market into your opportunity to shine!

The post Why Home Inventory Is Rising and What It Means For Buyers and Sellers appeared first on Dakno Blog.